• Do you process loans everywhere in Costa Rica?

Yes, We have National coverage and especially in the Greater Metropolitan Area and San Carlos, North Zone of Costa Rica.

• What is the minimum and maximum loan with the national financial system that they process?

The minimum of mortgage loans for Business with funds of the national financial system is ¢ 21,000,000.00 and up to ¢ 200,000,000.00 maximum only in colones.

The financing percentage of the possible guarantee varies between a 50% and a 80% of the appraisal value.

• What is the term of the loans with funds from the national financial system?

The term varies with the investment plan and the maximum is 30 years.

• What is the interest rate on your loans?

The interest rate on loans from the national financial system ranges from one 8% and a 14% annual.

• Is the interest rate fixed?

The interest rate is not fixed but depends on the market situation and what is agreed in the money loan contract.

• How long does a loan process take with you?

If it is a home loan for Business, the time of duration once the complete documentation has been submitted between receipt, visit, formalization and disbursement, ranges between 5 and 7 weeks responsibly.

• What are the requirements to process a loan with private lenders?

The requirements are basic and few, check out the list below:

• Copy of the applicant's identity card
• Applicant's signature of SUGEF authorization
• Have and demonstrate ability to pay (Rental forms, sales, bank statements and CPA among others)
• Copy of the clear registered plan, complete and legible property warranty possible
• Google maps location and full physical address
• 7 best photos of the property
• Proof of real estate
• Short description of the property and buildings if applicable
• Copy of property insurance policy if applicable
• Condo fee certificate if applicable
• Proof of land use
• Indicate what your current economic activity is
• Indicate investment plan and how you plan to pay the loan

• What is the value of the loan expenses or deductions?

• Commission of 2% on the value of the loan
• Legal expenses of 2% about the value of the credit approximately. If you have to cancel a mortgage or transfer a property, legal expenses increase, however you I offer a significant discount.
• There is also a saving with a value of 1% of credit.
• What's more, among the reductions are the life policy and fire policy and other, and apply.
• Professional Services for advice and credit processing between a 1% and a 2% of the loan value which are paid if, only if the loan is approved and disbursed.

• Do I have to pay money in advance?

In the case of loans from the national financial system You should not under any circumstances pay money in advance for professional services. Nevertheless, once prequalified, you will have to pay the 100% of the value of the appraisal according to the credit application and the location of the collateral. The payment is made directly to the bank accounts of one of the entities that provide the funds and that are supervised by SUGEF.

• Do you process credits with guarantors or without guarantee?

No. At the moment only loans with mortgages.

• What phone number can you be contacted by César?

To telephones and through WhatsApp o (506) 8387-1235. You can also contact me through the following form by doing ¡Click Here Now!

• Where are your offices located?

Quesada City, Saint Charles, Alajuela, Costa Rica.